Why Do I Need Dental Insurance?
It makes dental care more affordable.
While it’s vital that you brush and floss regularly, it’s also necessary to supplement your efforts with regular professional care. Because dental insurance focuses on prevention, many services such as preventive check-ups and cleanings are usually covered at 100 percent. Dental insurance also helps reduce your out-of-pocket costs for many procedures by sharing the cost with you. Without a dental plan, you would be responsible for the full cost of your treatment.
Delta Dental helps you save even more money because we negotiate lower fees with our in-network dentists. With 3 out of 4 dentists participating nationwide, it’s easy to find a dentist in our network.
See how much insurance can save you on dental care costs.
In these examples, each person in a family of four makes two preventive visits and has a cavity filled over the course of a year. Compare the costs for a family without insurance to those who have it:
*Dental service fees are for illustrative purposes only. Premium rates are dependent upon your location and your plan type. See your plan for specific information.
**Preventive coverage may vary.
You are more likely to avoid future dental problems.
When you schedule regular preventive checkups, your dentist can detect problems early. This can help you avoid more costly and complex procedures, like crowns and root canals, down the road. In fact, for each dollar spent on preventive services, it is estimated that $50 or more is saved on more expensive procedures3.
You are more likely to get the care you need.
Families with dental insurance are almost twice as likely to get preventive care as those without it4. And people who develop more complicated oral problems are more likely to skip needed treatments due to cost if they don’t have dental insurance5. Mostly untreated, often preventable, oral diseases result in more than 2.1 million emergency room visits nationwide each year6.