Saving Money on Prescription Drugs
How to save on prescription drugs
There’s no question that prescription drugs can be costly even when they’re covered by your health plan.
Here’s how you can save money without putting your health at risk:
- Start with generic. If your medication is available as a generic, try that first.
- Check the plan's covered drug list. If your drugs aren’t listed, ask your doctor for a similar drug your plan will cover. Covered drug lists (Formularies) can change throughout the year. Be sure you’re looking at the most up-to-date drug list or contact your plan to find out if your drug is covered.
- Find a pharmacy in your plan network. You’ll pay more for prescriptions you have filled at pharmacies that are not preferred or in your network. Check with your plan to find an in-network pharmacy near your home or work.
- Use a prescription delivery service for drugs you take on a regular basis. You may be able to save money when you use a mail order pharmacy for medications you take for chronic conditions like high blood pressure or diabetes. Your prescription drugs will be sent directly to you by mail. Learn more about the prescription delivery service.
- Talk with your doctor. If you find it difficult to manage the cost of your prescription drugs, ask your doctor about alternative medications that may cost less.
- Take medicine as directed. Taking your drugs only half the time or taking just half the dose to save money can put your health at risk and lead to bigger bills down the road.
