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Employer Sponsored Plans
Open enrollment is here, the time of year when you can make changes to or purchase health insurance for you and your family — whether you're Medicare-eligible, purchasing insurance through your employer, or purchasing it directly through a health insurer like Expert Health Plan or Covered California™. Learn more about buying insurance during the open enrollment period, which ends January 31, 2022.
Covered California
According to a recent analysis, an estimated 25 million Americans, including 3 million Californians, could potentially benefit from the expanded premium assistance. To help give uninsured and unsubsidized Californians time to sign up for coverage, Covered California launched a new special enrollment period that runs through the end of the year.
"If you already have health insurance through a qualified health plan, you don't need to do anything," explains Don Truong, director of sales at Expert Health Plan. "Most people can expect to see a much lower bill, and that includes people who haven't qualified for financial help in the past, as they may now be eligible for premium assistance with the new law."
Medicare Plans
Financial advisors suggest reading your will or trust each year on your birthday to ensure that your wishes are adequately expressed or to make changes, if need be. Medicare offers enrollees the same opportunity. It’s called the annual enrollment period and beneficiaries can make changes from October 15 through December 7 each year that will go into effect the following January 1.