Dwelling Limit
Shopping for Policies
When shopping for a homeowners insurance policy, the main decision you'll need to make is how much coverage you want to purchase for your dwelling. We recommend you purchase enough coverage to cover the costs to rebuild your house, also called its replacement cost. Estimating replacement cost can be done with house value calculators, a professional appraisal or even by your own computation.
Understanding Dwelling Limits
Purchasing dwelling coverage at a level sufficient enough to completely rebuild your home will ensure you are completely covered by your home insurer in the unfortunate event of a total loss, in which your home is completely destroyed.