Premier Plan Overview
| Platinum | Gold | Silver | Bronze HDHP | ||
|---|---|---|---|---|---|
| HSA-compatible ? |  |
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| Percentage of medical expenses paid by Expert Health Plan ? | 90% | 80% | 70% | 60% | |
| Annual deductible: individual ? | $0 | $0 | $4,0001 | $7,000 | |
| Annual deductible: family ? | $0 | $0 | $8,0001 | $14,000 | |
| Out-of-pocket max: individual ? | $4,500 | $8,200 | $8,200 | $7,000 | |
| Out-of-pocket max: family ? | $9,000 | $16,400 | $16,400 | $14,000 | |
| Primary care visit ? | $15 | $35 | $40 | 0%* | |
| Specialist visit | $30 | $65 | $80 | 0%* | |
| Preventive care visit ? | $0 | $0 | $0 | $0 | |
| Urgent care visit | $15 | $35 | $40 | 0%* | |
| ER facility visit | $150 | $350 | $400 | 0%* | |
| Hospital facility ? | $250 per day (5-day max) | $600 per day (5-day max) | 20%* | 0%* | |
|
1Plan includes a $300 individual/$600 family prescription drug deductible. |
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